Home Buying Guides

How To – Not Getting Ripped Off by Door To Door Contractors

The contracting business is in a pretty difficult stage today however it has always been a problem that in good times and bad people get ripped off by fly by night .. here today gone tomorrow contractors.

This howto is not to say that all contractors that contact you first are bad. Many are looking for extra work to fill in their schedule and this is reasonable. However if you are going to contract with …

How To – Tips for getting the best rates for Home Insurance

Whether you are purchasing a new home or evaluating your monthly bills it is important that when paying for insurance that you get a rate that will provide the most for your needs while not overpaying for services that you may not need.
Using a Broker verses an Agent
You may find that your insurance broker can provide you quotes from a variety of different companies based on the coverage that you …

How To – Steps of Hiring a Realtor to Sell Your Home

If you have gone through the process of buying a home then you understand many steps of working with a realtor however when selling your home you want to get the most money for your house that you can. This means you have to approach the process a little different then you would if you have money or a loan and just want to buy that nice house you found online, in the paper …

How To – Understanding Home Owner Associations Good And Bad

Today there seems to be a growing appeal for developers to build tracks of houses that are linked together in a Home Owner’s Association. The use of these organizations often benefits both the builder and local government but can often cause problems for the persons who buy homes in these areas.

Unfortunately most people don’t truly understand that by buying a home in a area with a HOA you are giving up your rights. Most …

How To – Buying A Home And Understanding What Not To Nitpick About

Recently someone was telling me about this couple they know who were buying their first home after living in an Apartment for the first 5 years of their marriage.

The couple had some very different thoughts about what aspects of different homes were right for them. Both of the spouses were college educated. The wife was working in business and the husband was a new graduate lawyer.

When I was hearing the description of what they …

Forclosure Data For July 2011 Things Are Looking Bad

July 2011 Foreclosures skyrocketThis is a listing of the ten states with the highest foreclosure rates for July.

As you can see Nevada tops the list with One out of every 115 homes currently under foreclosure.

The second number is the actual number of homes that were foreclosed on in that state.
California with the largest population has a lower ratio but the highest number of people effected.

No matter how you look at these figures when you …

How To – Renters Insurance What Is Covered And Cost

For most renters it is not a bad idea to purchase insurance to cover your personal items. This is always best when you are renting from a commercial business rather then simply paying a relative to provide you a room in their private home.  However when you apply for renters insurance you should understand that not every incident is covered. You should also decide on the amount of coverage you want and what deductible …

How To – Creative Home Selling Options For Auctioning Your Home

With home sales both new and used falling to an all time low many people are looking for anything that may attract a buyer.  Although short sales where the price of the home is less then the mortgage that is held on it have to be approved by your lender even people or developers that own their property outright are finding it difficult to price their home in the current market.

This week a developer …

As The Value Of Your Home Falls Property Taxes Are On The Rise

No matter where you live the combination of a crushed home market in addition to a failing economy has meant fewer people are buying homes both new and pre-owned.

When this happens the value of your home is also likely to suffer but did you also notice that your taxes are going up disproportionally to the actual value of your home?

A new national study shows that as prices for homes have fallen since 2007 and …

Smaller Homes See Faster Turn Around For Sellers

According to the National Association of Home Builders, the average size of a new single family house was 1,500 square feet in 1970. However the average home built in the past 5 years was sized at more than 2,400 square feet.

Roughly 35 percent of single-family houses built in 2010 in the U.S. had four or more bedrooms, an increase from the previous year after a four year decline. The share of homes built with …